Free calculators for employees in the Gulf

Every calculator follows the published law, shows each step, and cites the article or official source behind every figure. Free, with no sign-up.

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United Arab Emirates

UAEUAE Gratuity Calculator21 then 30 days of basic salary per year, pro-rated, capped at two years' pay. UAEUAE Final Settlement CalculatorGratuity, unused leave, notice pay and unpaid salary in one figure. UAEAnnual Leave and Leave Salary30 days a year, 2 days a month after six months, and the cash value of unused leave. UAEMaid and Domestic Worker Gratuity14 days per year after one year, unused leave, and the agency refund. UAENotice Period PayPay for unserved notice on gross wage, and the probation notice periods. UAEOvertime Pay Calculator+25% for ordinary overtime, +50% at night, on rest days and holidays. UAESick Leave Pay15 days full pay, 30 half pay, 45 unpaid — after probation. UAEMaternity Leave Pay45 days full pay and 15 half pay, with your return date and parental leave. UAEUnemployment Insurance (ILOE)60% of basic salary for three months, capped at AED 10,000 or 20,000. UAEDubai Mortgage and Purchase CostsDown payment, 4% DLD fee, mortgage registration and monthly payment. UAEDubai Rent Increase CalculatorDecree 43 bands: no increase up to 10% below the index, then 5% to 20%. UAEPersonal Loan CalculatorEMI and interest, with the Central Bank's 20× salary, 48-month and 50% checks. UAECorporate Tax Calculator0% up to AED 375,000, 9% above, and Small Business Relief to 2029. UAEPension Calculator for Emiratis (GPSSA)New law 57/2023 and Law 7/1999, the AED 10,000 minimum and the gratuity. UAEEmiratisation CalculatorEmiratis required by the end of 2026, the shortfall and the AED 120,000 contribution per missing Emirati. UAEAbu Dhabi Pension Calculator3.2% a year up to 25, the AED 10,200 minimum and early-retirement routes that rise every December. UAEBereavement, Parental and Study Leave5 or 3 days of bereavement, 5 working days parental, 10 study days. UAEGratuity After ResignationResign after one year and you keep the full gratuity — worked examples. UAEArticle 44: Dismissal Without NoticeThe 10 cases, the procedure, and why gratuity is still paid. UAEArticle 45: Leaving Without Notice4 cases that keep your rights, and the reporting deadlines. UAERamadan Working HoursTwo hours less a day, and overtime beyond the reduced day.

Saudi Arabia

Saudi ArabiaEnd of Service CalculatorHalf a month then a full month per year, with the resignation fractions of Article 85. Saudi ArabiaFinal Settlement CalculatorEnd of service, unused leave, notice pay and unpaid salary in one figure. Saudi ArabiaAnnual Leave and Encashment21 or 30 days a year, and the cash value of unused days. Saudi ArabiaGOSI Contribution CalculatorEmployee and employer shares for pension, SANED and occupational hazards. Saudi ArabiaNet Salary After GOSITake-home pay for Saudis, new subscribers and non-Saudis. Saudi ArabiaNotice Period and Notice Pay30 days if you resign, 60 if the employer terminates, at the actual wage. Saudi ArabiaArticle 77 Compensation15 days per year or the rest of the contract, minimum two months' wage. Saudi ArabiaEnd of Service After ResignationNothing before 2 years, a third to 5, two thirds to 10, then full. Saudi ArabiaArticle 80: Dismissal Without AwardThe 9 exhaustive cases and the right to object. Saudi ArabiaArticle 81: Leaving Without Notice7 cases that keep your full award. Saudi ArabiaSANED Unemployment Benefit60% then 50% of the average wage, for up to 12 months. Saudi ArabiaGOSI Retirement PensionOld and new systems, transitional retirement ages and early retirement. Saudi ArabiaOvertime Pay CalculatorActual hourly wage + 50% of the basic hourly wage, or time off in lieu. Saudi ArabiaSick Leave Pay30 days full pay, 60 at three-quarters, 30 unpaid within the year. Saudi ArabiaMaternity Leave Dates12 weeks on full pay, 6 compulsory after the birth, and your return date. Saudi ArabiaMarriage, Bereavement and Hajj Leave5 days for marriage or a close death, 3 for a sibling or a newborn, Hajj 10–15 days, and the iddah. Saudi ArabiaElectricity Bill (2027 Tariff)21 and 33 halalas for homes, SAR 70–100 fixed fees, and the comparison. Saudi ArabiaWater Bill (2027 Tariff)SAR 1, 2, 4 and 6 per m³, sewage at half, meter fees of SAR 20–100, and the comparison. Saudi ArabiaNitaqat: How Many Saudis CountSAR 4,000 today, 5,000 from April 2027 and 6,000 from April 2028, and the cost of raising wages. Saudi ArabiaDependent Fee and Iqama RenewalSAR 400 per dependent per month for 3, 6, 9 or 12 months, plus the employer's levy and iqama fees. Saudi ArabiaExit Re-entry Visa FeeSingle and multiple visas, and extensions from inside or outside the Kingdom. Saudi ArabiaDomestic Worker End of ServiceA month's wage per 4 years, 2 months' compensation, unused leave. Saudi ArabiaEmployee Cost CalculatorSalary, GOSI, expat levy, iqama and end-of-service provision. Saudi ArabiaHome Finance (Mortgage)Maximum finance by salary, DBR and LTV, with the instalment and down payment. Saudi ArabiaPersonal Finance InstalmentInstalment, total cost and the SAMA limit of 33% (employees) or 25% (retirees).

Qatar

Kuwait

Oman and Bahrain

All Gulf countries

Everyday tools

Arabic-only calculators

Almost every calculator on the site is now in English. A few that serve Gulf nationals in government service are in Arabic only; your browser can translate them, and the calculations work the same way:

About Mustahaqati

Mustahaqati ("my entitlements") builds free calculators for employees' rights in the Gulf. We read the labour laws, executive regulations and official guidance of each country, turn every rule into a tested formula, and list our sources on each page with the date we last reviewed it. When a law changes, we update the calculators and note it in our law updates log. More about us.

Our calculators are guidance tools, not legal advice. Contact us at info@mustahaqati.org.