Employee Rights in the Saudi Private Sector

The key figures for your rights in one place, and every row takes you to a detailed calculator with the method and the article of law.

Prepared and reviewed by the Mustahaqati team · Last updated: 2026-11-03

Your key rights in figures

Right	The rule in brief	Basis
End-of-service award	Half a month's wage for each of the first five years and a full month for each year after, on the last actual wage, with part years pro rata.	Article 84
Final settlement	The award by reason, leave pay (Art. 111), notice compensation (Art. 76) and outstanding pay, due within one or two weeks.	Articles 84, 88, 111
Domestic workers	A month's wage for every 4 consecutive years, two months' compensation for unlawful termination, and 30 days' leave after two years on renewal.	Domestic Workers Regulation 1445 AH
Award on resignation	Nothing before two years, a third from two to five years, two thirds above five and below ten, and the full award from ten years.	Article 85
Annual leave	21 days a year, rising to 30 after five continuous years with the same employer.	Article 109
Notice period	Open-ended contracts on a monthly wage: 30 days if the worker ends it and 60 if the employer does; compensation is the wage for the notice period.	Articles 75 and 76
Termination without a valid reason	15 days' wage per year (open-ended) or the wage for the remaining term (fixed-term), with a minimum of two months' wage.	Article 77
Sick leave	30 days on full pay, then 60 at three-quarters, then 30 unpaid, within a year from the first sick leave.	Article 117
Maternity leave	12 weeks on full pay, 6 of them compulsory after the birth; fathers get 3 days within 7 days of the birth.	Articles 151 and 113
Special leave	Marriage 5 days; death of a spouse, parent or child 5; a sibling 3; a newborn 3 within 7 days; Hajj 10–15 days; a widow's iddah 4 months and 10 days.	Articles 113–116 and 160
Overtime	The actual hourly wage plus 50% of the basic hourly wage, or time off in lieu with the worker's consent.	Article 107
Dismissal without an award	9 exhaustive cases in Article 80, provided the worker can object; the award is forfeited.	Article 80
Leaving without notice	7 cases in Article 81 where the worker may leave and keep the full award.	Article 81
GOSI contributions	For Saudi employees: 9% for pensions (rising for new entrants since July 2024) and 0.75% for SANED, on basic pay and housing, capped at SAR 45,000.	Social Insurance Law
Employee cost	Salary plus the employer's GOSI share (11.75% for Saudis, 2% for expats), the expat levy and iqama, and the end-of-service provision.	Social Insurance Law and Art. 40
Pension	Previous system: last 2 years' average × months ÷ 480. New (from 3 July 2024): 2.25% per year and age 65.	Social Insurance Law
Retirement age and date	65 for new members, 60 Hijri years for those not affected, 58 years 4 months to 65 for affected members; early retirement after 300–360 months.	Council of Ministers Resolution 1022
Nitaqat counting	A Saudi counts fully on SAR 4,000 or more and as half from 3,000; the threshold rises to 5,000 on 25 April 2027 and 6,000 on 25 April 2028.	Decision 61706 and royal directive
SANED	60% of the average wage for 3 months (up to 9,000), then 50% (up to 7,500) for up to 12 months; not paid on resignation.	Social Insurance Law
New electricity bill	From 1 January 2027: 21 halalas up to 6,000 kWh and 33 above for homes, fixed fees of SAR 70–100 by breaker, and SAR 500 support for eligible people.	Saudi Electricity Company
New water bill	From 1 January 2027: SAR 1 per m³ up to 15, then 2, 4 and 6, sewage at half, and fixed fees of SAR 20 + 10 for a meter up to 20 mm.	National Water Company
Dependent fee and iqama renewal	SAR 400 a month per dependent for the head of family; the employer pays the expat levy (800 or 700 a month), work permit and iqama fee.	Cabinet decisions and Art. 40
Exit re-entry visa	Single SAR 200 for two months and 100 per extra month; multiple 500 for three months and 200 per month; extensions from abroad cost double.	Visa fee decision
Finance deduction limit	Total instalments may not exceed a third of salary for employees and a quarter for retirees.	SAMA instructions
Home finance	Total DBR 55% for incomes of SAR 15,000 or less and 65% above, finance up to 90% of a first home, admin fee 1% up to 5,000.	Responsible lending principles

The figures above are for private-sector employees under the Labour Law. Every calculator cites its source and last review date. Prefer Arabic? Use the Arabic version.

End of service

Saudi Arabia Saudi Article 77 Compensation Calculator 15 days per year or the rest of the contract, minimum two months' wage Saudi Arabia Saudi Domestic Worker End of Service Calculator A month's wage per 4 years, 2 months' compensation, unused leave Saudi Arabia Saudi Arabia End of Service Calculator Half a month then a full month per year, with the resignation fractions Saudi Arabia Dismissal Under Article 80: When Is the End-of-Service Award Lost? 9 exhaustive cases, with a chance to object and a written warning before absence dismissal Saudi Arabia Leaving Work Without Notice Under Article 81 7 cases including unmet obligations, insult and serious danger — full award kept Saudi Arabia Saudi End of Service Award Table The award for every wage from SAR 4,000 to 30,000 and 1 to 30 years of service Saudi Arabia How Much End of Service Do You Lose If You Resign Before 10 Years? Tables: the full award against the resignation award for each year and wage Saudi Arabia Saudi End-of-Service Award After Resignation Nothing before 2 years, a third up to 5, two thirds up to 10, then full Saudi Arabia Saudi Arabia Final Settlement Calculator End of service, unused leave, notice pay and unpaid salary in one figure Saudi Arabia Saudi Notice Period and Notice Pay Calculator 30 days if the employee resigns, 60 if the employer terminates, paid at the actual wage GCC Probation Period End Date Calculator UAE up to 6 months, Saudi Arabia up to 180 days, with the rules during probation

Salary, pensions and social insurance

GCC Daily and Hourly Wage Calculator Daily, hourly and yearly wage, and the deduction for absent days GCC Citizens' Pensions in the Six GCC Countries Compared Pension as a share of salary after 15 to 35 years in all six countries Saudi Arabia Saudi Arabia Employee Cost Calculator Salary, GOSI, expat levy, iqama and end-of-service provision Saudi Arabia GOSI Contribution Calculator Employee and employer shares for pension, SANED and occupational hazards Saudi Arabia Saudi Net Salary Calculator After GOSI Take-home pay after GOSI for Saudis, new subscribers and non-Saudis Saudi Arabia Nitaqat Calculator: How Many Saudis Count? SAR 4,000 today, 5,000 from April 2027 and 6,000 from April 2028, and the cost of raising wages Saudi Arabia Saudi Retirement Age Calculator 65 for new members, 60 Hijri for those not affected, 58y4m to 65 for affected members, plus early retirement Saudi Arabia GOSI Retirement Pension Calculator Old and new systems, the transitional retirement ages, and early retirement Saudi Arabia Saudi GOSI Pension Table by Years and Salary Monthly pension for average wages of SAR 4,000 to 30,000 after 10 to 40 years Saudi Arabia SANED Unemployment Benefit Calculator 60% then 50% of the average wage, up to 12 months; not paid after resignation GCC Salary Increase Calculator Raise percentage, salary after a raise, repeated annual raises and inflation

Leave and overtime

GCC Leave Across the Six GCC Countries Compared Annual and sick leave and sick pay in all six countries side by side Saudi Arabia Saudi Annual Leave and Leave Encashment Calculator 21 or 30 days a year, and the cash value of unused days Saudi Arabia Saudi Maternity Leave Calculator 12 weeks on full pay, 6 of them compulsory after the birth, with no service requirement Saudi Arabia Saudi Overtime Pay Calculator Actual hourly wage + 50% of the basic hourly wage, or time off in lieu Saudi Arabia Saudi Sick Leave Pay Calculator 30 days full pay, 60 at three-quarters pay, 30 unpaid within the year Saudi Arabia Saudi Special Leave Calculator (Marriage, Bereavement, Hajj) Marriage, bereavement, newborn, Hajj, iddah and exam leave, with your return date GCC Working Hours Calculator Actual and overtime hours, Ramadan hours and break rules

Loans and finance

Saudi Arabia Saudi Arabia Home Finance (Mortgage) Calculator Maximum finance by salary, DBR and LTV, with the instalment and down payment Saudi Arabia Saudi Personal Finance Calculator Instalment and total cost, with the 33% or 25% SAMA deduction check

Residence and government fees

Saudi Arabia Saudi Dependent Fee and Iqama Renewal Calculator SAR 400 per dependent per month, plus the employer's levy and iqama fees Saudi Arabia Saudi Exit Re-entry Visa Fee Calculator Single SAR 200 for 2 months, multiple SAR 500 for 3 months, double to extend from abroad

Tax

GCC GCC VAT Calculator Add or extract VAT at UAE, Saudi, Bahrain and Oman rates

Everyday tools

GCC Age Calculator in Hijri and Gregorian Your age in both calendars, and your Hijri date of birth GCC Days Between Two Dates and Working Days Days, weeks and months between two dates, and working days without the weekend GCC Hijri to Gregorian Date Converter Hijri → Gregorian and Gregorian → Hijri, with the weekday and month length Saudi Arabia Saudi Electricity Bill Calculator (New 2027 Tariff) 21 and 33 halalas for homes from 2027, SAR 70–100 fixed fees, and the comparison Saudi Arabia Saudi Electricity Bill Table by Consumption Your bill from 500 to 10,000 kWh at the current and 2027 tariffs Saudi Arabia Saudi Water Bill Calculator (New 2027 Tariff) SAR 1, 2, 4 and 6 per m³ from 2027, sewage at half, meter fees, and the comparison Saudi Arabia Saudi Water Bill Table by Consumption Your bill from 5 to 80 m³ at the current and 2027 tariffs, and the difference GCC Percentage Calculator Percent of an amount, one number as a percent of another, change, and price after discount GCC Zakat Calculator for Money and Gold 2.5% of zakatable wealth, with the nisab by gold or silver and carat conversion

Frequently asked questions

Which wage are Saudi entitlements based on?

End-of-service pay, leave pay and notice compensation are based on the actual wage: basic pay plus fixed allowances such as housing and transport. Overtime adds 50% of the basic hourly wage to the actual hourly wage.

Did the 2025 amendments change end-of-service pay?

No. Articles 84, 85 and 87 were not amended. The amendments changed notice periods (30 days for the worker, 60 for the employer), maternity leave (12 weeks) and some special leave, and regulated resignation in Article 79 bis.

When must final dues be paid?

Within one week of the end of the contract if the employer ends it, and within two weeks if the worker does (Article 88).

Sources

Figures and formulas on this page were last reviewed on 2026-11-03.