Saudi Retirement Age Calculator

Enter your date of birth and the date you first joined GOSI or the civil pension scheme to see your statutory retirement age and date, and when you complete the early-retirement period.

Prepared and reviewed by the Mustahaqati team · Last updated: 2026-11-03

Find your retirement age

Three groups after 3 July 2024

Group	Who	Statutory age	Early retirement
New member	First insured from 3 July 2024	65 Gregorian	360 months and age 55, 3% off for each year before 65
Affected member	Under 48.5 that day with under 240 months	58y4m to 65, by age that day	300 to 360 months, by months that day
Not affected	48.5 or older that day, or 240 months or more	60 Hijri years	300 months at any age

Retirement age for affected members

Your age on 3 July 2024	Your retirement age
Under 29	65 years
29	64 years 8 months
30	64 years 4 months
32	63 years 8 months
34	63 years
36	62 years 4 months
38	61 years 8 months
40	61 years
42	60 years 4 months
44	59 years 8 months
46	59 years
48 to 48.5	58 years 4 months

The age falls by 4 months for each additional year of age between these rows. The early-retirement period for affected members is 360 months for those with under 180 months that day, falling by 12 months for each further 12 months, down to 300 months for those with 228 to 239 months.

Examples:
Born 10 May 1990, contributing since 1 January 2012: aged 34 on 3 July 2024 with 150 months, so affected; retirement age 63, on 10 May 2053, and early retirement after 360 months.
Born 1 March 1975, contributing since 2000: aged 49 that day, so not affected; retires at 60 Hijri years in 2033, and completed the 300-month early-retirement period in early 2025.
Born in 2000, first insured in 2025: retirement age 65, in 2065, with reduced early retirement from 2055.

This is an estimate that assumes continuous contributions after 3 July 2024 when working out the early-retirement date. For your pension amount use the GOSI pension calculator. Prefer Arabic? Use the Arabic version.

Frequently asked questions

What is the new retirement age in Saudi Arabia?

65 Gregorian years for anyone first insured from 3 July 2024 in the private or government sector. Existing members who were under 50 Hijri years (48 years 6 months) that day with less than 240 months of contributions have an age that rises from 58 years 4 months to 65 depending on their age that day. Everyone else stays at 60 Hijri years.

How do I find my retirement age if I am affected by the changes?

It depends on your age on 3 July 2024: under 29 retires at 65, and the age falls by 4 months for each year of age that day, down to 58 years 4 months for those aged 48 to 48.5. Example: aged 34 that day, you retire at 63.

How long is the early-retirement period now?

Existing members not affected: 300 months (25 years) at any age. Affected members: 300 to 360 months depending on their months of contribution on 3 July 2024 (360 for those under 180 months). New members: 360 months and age 55, with a 3% reduction for each year before 65.

Is 60 Hijri years the same as 58 Gregorian years?

Roughly: 60 Hijri years is about 58 years and 3 months, because the Hijri year is about 11 days shorter. The calculator works out the exact date with the Umm Al-Qura calendar.

Does this apply to government employees?

New government employees from 3 July 2024 are under the new Social Insurance Law (65). Civil-pension employees affected by the changes have the same age and early-retirement tables, but the civil service's mandatory retirement at 60 Hijri years has not been amended, and how the two interact has not been officially settled.

What is the minimum service for a pension at retirement age?

120 months (10 years) for existing members and 180 months (15 years) for new members. Those who fall short receive a one-off lump-sum compensation instead of a pension.

Sources

Figures and formulas on this page were last reviewed on 2026-11-03.