UAE Unemployment Insurance (ILOE) Calculator
Enter your basic salary to see your category, your monthly premium and the compensation you would receive if you lost your job.
Calculate your ILOE payout
ILOE categories
| Category | Basic salary | Premium | Monthly cap |
|---|---|---|---|
| A | Up to AED 16,000 | AED 5 a month | AED 10,000 |
| B | Above AED 16,000 | AED 10 a month | AED 20,000 |
Example: average basic salary AED 12,000 (Category A). 60% = AED 7,200 a month, below the AED 10,000 cap. Up to AED 21,600 over three months, for a premium of AED 60 a year.
The benefit is 60% of your average basic salary over the last six months, paid monthly for up to three months per claim.
Who is exempt from subscribing?
- Investors and business owners who own and run their companies.
- Domestic workers.
- Workers on temporary contracts.
- Those under 18.
- Retirees who receive a pension and have taken a new job.
When does the benefit stop?
When you start a new job, leave the country for good, reach the end of the three months, or if the claim is found to be fraudulent. If you claim and then find a job, you can claim again later once you meet the subscription period again.
Losing your job also triggers your gratuity, unused leave and notice pay — add them up in the final settlement calculator. Prefer Arabic? Use the Arabic version.
Frequently asked questions
Who can claim ILOE compensation?
You must have been subscribed continuously for at least 12 months before losing your job, the termination must not be for disciplinary reasons or by resignation, you must claim within 30 days of leaving work, and you must not be working for another employer when you claim.
How long is compensation paid?
Up to three months per claim, or until you find a new job, whichever comes first.
What is the fine for not subscribing?
AED 400 for not subscribing within the deadline after the work permit is issued, and AED 200 for being more than three months late with premiums. The policy may also be cancelled, restarting the subscription period.
Does ILOE cover resignation?
No. It covers involuntary job loss only. Resignation, disciplinary dismissal and termination by mutual agreement are not covered.
Is the payout based on basic or gross salary?
On your average basic salary over the six months before you lost your job, not on gross salary.
Sources
- ILOE — official unemployment insurance portal
- Gulf News — when ILOE compensation stops and what affects eligibility
- Edarabia — UAE unemployment insurance guide 2026: categories, premiums and compensation
Figures and formulas on this page were last reviewed on 2026-11-03.