UAE Pension Table by Years of Service and Salary

Find your years of service in the rows and your pension salary in the columns to read your estimated monthly pension once you qualify. For your exact dates, use the calculator.

Prepared and reviewed by the Mustahaqati team · Last updated: 2026-11-03

The tables are generated with the same rules as the UAE pension calculator and assume you qualify for a pension (age 60 with 15 years, or the resignation conditions).

Old law (registered before 31 October 2023)

Old law (registered before 31 October 2023) — AED a month
Service (percentage)	Salary 10,000	Salary 15,000	Salary 20,000	Salary 30,000	Salary 40,000	Salary 50,000	Salary 70,000
15 years (60%)	6,000	9,000	12,000	18,000	24,000	30,000	30,000
20 years (70%)	7,000	10,500	14,000	21,000	28,000	35,000	35,000
25 years (80%)	8,000	12,000	16,000	24,000	32,000	40,000	40,000
30 years (90%)	9,000	13,500	18,000	27,000	36,000	45,000	45,000
35 years (100%)	10,000	15,000	20,000	30,000	40,000	50,000	50,000

Pension = average contribution salary of the last 5 years × (60% for 15 years + 2% for each extra year), up to 100% at 35 years, with the contribution salary capped at AED 50,000.

New law (first registered from 31 October 2023)

New law (from 31 October 2023) — AED a month
Service (percentage)	Salary 10,000	Salary 15,000	Salary 20,000	Salary 30,000	Salary 40,000	Salary 50,000	Salary 70,000
15 years (40.05%)	10,000*	10,000*	10,000*	12,015	16,020	20,025	28,035
20 years (53.4%)	10,000*	10,000*	10,680	16,020	21,360	26,700	37,380
25 years (66.75%)	10,000*	10,013	13,350	20,025	26,700	33,375	46,725
30 years (80.1%)	10,000*	12,015	16,020	24,030	32,040	40,050	56,070
35 years (100%)	10,000	15,000	20,000	30,000	40,000	50,000	70,000

Pension = average contribution salary of the last 6 years × (2.67% a year up to 30, then 4%), up to 100%, with the contribution salary capped at AED 70,000. Asterisk: raised to the AED 10,000 minimum.

Abu Dhabi Pension Fund (Abu Dhabi nationals)

Abu Dhabi Pension Fund (after Law 18/2023) — AED a month
Service (percentage)	Salary 10,000	Salary 15,000	Salary 20,000	Salary 30,000	Salary 40,000	Salary 50,000	Salary 70,000
15 years (48%)	10,200*	10,200*	10,200*	14,400	19,200	24,000	33,600
20 years (64%)	10,200*	10,200*	12,800	19,200	25,600	32,000	44,800
25 years (80%)	10,200*	12,000	16,000	24,000	32,000	40,000	56,000
30 years (90%)	10,200*	13,500	18,000	27,000	36,000	45,000	63,000
35 years (100%)	10,200*	15,000	20,000	30,000	40,000	50,000	70,000

Pension = average of the last 6 years × (3.2% a year up to 25, then 2%), up to 100% at 35 years, with the contribution salary capped at AED 150,000 for existing members. Asterisk: raised to the AED 10,200 minimum. For eligibility and the early-retirement routes, use the Abu Dhabi pension calculator.

What the table leaves out

Members who do not qualify for a pension get an end-of-service gratuity instead: 1.5 months' salary for each of the first five years, 2 months for each of the next five and 3 months after that.
Sharjah government employees are under a separate system.
Periodic pension increases decided by the authorities are not included.

To compare with the other Gulf countries, see the GCC pension comparison. Prefer Arabic? Use the Arabic version.

Frequently asked questions

What is the UAE pension after 25 years of service?

Under the old law 80% of the pension salary (average of the last 5 years): a salary of 30,000 gives AED 24,000. Under the new law 66.75% of the 6-year average: AED 20,025. In Abu Dhabi 80% of the 6-year average: AED 24,000.

What is the UAE pension after 20 years of service?

Under the old law 70%: a salary of 20,000 gives AED 14,000. Under the new law 53.4%: AED 10,680. In Abu Dhabi 64%: AED 12,800.

What does the asterisk in the table mean?

The calculated pension is below the minimum (AED 10,000 under the new federal law and AED 10,200 in Abu Dhabi), so it is raised to the minimum and the government pays the difference.

Sources

Figures and formulas on this page were last reviewed on 2026-11-03.